Current Welcome Bonus & Value
The AmEx EveryDay Preferred Credit Card currently offers a welcome bonus of 30,000 Membership Rewards (MR) points (as of June 2026). This bonus has an estimated value of $205.
It's important to note that this offer often appears on referral links rather than public application pages, so seeking a referral may yield the best bonus.
Minimum Spend to Earn It
To earn the 30,000 MR points welcome bonus, you must spend $2,000 on eligible purchases within the first 90 days of account opening.
Who's Eligible
American Express has specific application rules that determine eligibility for the AmEx EveryDay Preferred Credit Card's welcome bonus:
- American Express Once-Per-Lifetime Rule: You are generally ineligible for the welcome bonus if you have ever had this specific card product before. American Express typically enforces a "once per lifetime" rule for welcome bonuses on each card product. A pop-up warning may appear during the application process if you are not eligible.
- Amex Application Velocity Rules: American Express also has rules regarding how many cards you can be approved for within certain periods:
- Approximately a maximum of 2 Amex credit cards approved per 90 days.
- Approximately 1 Amex credit card approved per 5 days.
- Credit Score: While a specific credit score floor is not provided, applicants typically need good to excellent credit for American Express card approvals.
- Chase 5/24: American Express cards are not subject to Chase's 5/24 rule.
Is It Worth It? (Pros/Cons)
Deciding if the AmEx EveryDay Preferred Credit Card is right for you depends on your spending habits and goals:
Pros:
- Solid Welcome Bonus: A 30,000 MR points bonus, valued at $205, is a good starting point for accumulating valuable Membership Rewards.
- Enhanced Earning Potential: If you make 30 or more purchases in a billing period, you'll earn 50% more points on all purchases. This means 4.5 MR points per dollar at US supermarkets, 3x at US gas stations, and 1.5x on other eligible purchases.
- US Supermarket Bonus: Earn 3x Membership Rewards points at US supermarkets on the first $6,000 in purchases per calendar year.
- Flexible Rewards: Membership Rewards points are highly flexible and can be transferred to various airline and hotel partners for potentially outsized value.
Cons:
- Annual Fee: The card carries a $95 annual fee.
- Foreign Transaction Fees: This card charges foreign transaction fees, making it unsuitable for international spending.
- Supermarket Cap: The 3x MR points at US supermarkets is capped at $6,000 in purchases per calendar year, after which it earns 1x. Also, Target, Walmart, and Costco do not count as supermarkets.
- Geographic Limitations: The 3x/2x bonus categories are limited to purchases made within the United States.
- Once-Per-Lifetime Bonus: You can generally only earn the welcome bonus for this specific card product once.
How to Apply
The welcome offer for the AmEx EveryDay Preferred Credit Card often appears on referral links rather than directly on American Express's public website. To apply, consider seeking a referral from a trusted friend or resource to potentially access the best available offer. Before applying, ensure you meet the eligibility criteria, especially regarding previous card ownership and Amex's application velocity rules.
Alternatives
If the AmEx EveryDay Preferred Credit Card isn't the right fit, consider these related American Express cards:
- Platinum Card® (or Amex Platinum Card): Offers premium travel benefits and higher earning rates on specific categories, with a higher annual fee.
- Gold Card® (or American Express Gold Card): Excellent for dining and US supermarket purchases, with a focus on everyday spending.
- AmEx EveryDay: A no-annual-fee version of the EveryDay Preferred, offering a similar 30+ purchase bonus but with lower base earning rates.
- Marriott Bonvoy Bevy Credit Card: If you're interested in hotel-specific rewards, this card offers benefits and earning focused on Marriott Bonvoy properties.