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Capital One Quicksilver Cash Rewards Credit Card$200 bonus

Capital One · Updated June 2026

The Capital One Quicksilver Cash Rewards Credit Card offers a straightforward $200 cashback welcome bonus after spending just $500 in the first 3 months, making it an accessible option for new cardholders. With a $0 annual fee and no foreign transaction fees, it presents a low-cost way to earn a solid bonus. Eligibility requires excellent credit and adherence to Capital One's 1/6 rule, which limits new applications to one every six months. This offer is current as of June 2026.

For those looking to maximize signup bonuses without complex category tracking, the Quicksilver card provides a simple path to a valuable reward. Its minimal spend requirement is particularly appealing for beginners in credit card churning or individuals seeking an easy win. While Capital One's application rules require strategic planning, the card's lack of ongoing fees ensures that the $200 bonus is pure profit, making it a genuinely useful addition to a churner's portfolio, especially as a foundational no-annual-fee card.

Welcome bonus
$200 bonus
Min. spend
$500 / 3 months
Annual fee
None
Est. value
$200
View offer at Capital One
Before you apply, make sure you can be approved. Check this card against Chase 5/24 & your history →

The Capital One Quicksilver Cash Rewards Credit Card is a popular choice for those seeking a simple, no-annual-fee cashback card with a valuable welcome bonus. This page details the current offer and eligibility requirements as of June 2026.

Current Welcome Bonus & Value

New cardholders can earn a $200 cashback bonus.

Minimum Spend to Earn It

To qualify for the $200 cashback bonus, you must spend $500 on purchases within the first 3 months (90 days) of account opening.

Who's Eligible

Understanding Capital One's application rules is crucial for successful churning.

Is It Worth It?

The Capital One Quicksilver Cash Rewards Credit Card offers a compelling package for specific cardholders.

Pros:

Cons:

How to Apply

To apply for the Capital One Quicksilver Cash Rewards Credit Card, visit the official Capital One website. Ensure you meet the excellent credit requirement and have not applied for another Capital One card within the last six months.

Alternatives

If the Capital One Quicksilver Cash Rewards Credit Card isn't the right fit, or if you're looking for other Capital One options, consider these related cards:

These cards offer different reward structures and may have varying eligibility requirements.

Frequently asked questions

Is the Capital One Quicksilver Cash Rewards Credit Card subject to Chase 5/24?
No, the Capital One Quicksilver Cash Rewards Credit Card is not subject to Chase's 5/24 rule. Capital One has its own application rules, specifically the '1/6 rule' which limits new applications to one Capital One card every six months.
What credit score do I need for the Capital One Quicksilver Cash Rewards Credit Card?
You generally need an 'excellent' credit score to be approved for the Capital One Quicksilver Cash Rewards Credit Card.
Can I get the Capital One Quicksilver Cash Rewards Credit Card bonus twice?
The provided terms for the Capital One Quicksilver Cash Rewards Credit Card welcome bonus do not explicitly state a 'once per lifetime' restriction. However, Capital One's 1/6 rule limits new card applications to one every six months, which impacts how frequently you can apply for any Capital One card, including this one.
Does the Capital One Quicksilver Cash Rewards Credit Card have an annual fee?
No, the Capital One Quicksilver Cash Rewards Credit Card has a $0 annual fee.
Does the Capital One Quicksilver Cash Rewards Credit Card have foreign transaction fees?
No, the Capital One Quicksilver Cash Rewards Credit Card does not charge foreign transaction fees, making it a good option for international travel.
How long do I have to meet the minimum spend for the Capital One Quicksilver bonus?
You have 3 months (90 days) from account opening to spend $500 on purchases to earn the $200 cashback bonus.
What is Capital One's 1/6 rule?
Capital One's 1/6 rule is an application restriction stating that you can only apply for one Capital One credit card (personal or business) every six months. This rule applies across all Capital One credit card products.

Related cards

Offers change frequently and may not be available to all applicants. Information is provided for research; verify terms on the issuer's site before applying. Chuuurning may not be compensated by issuers.