Is the Marriott Bonvoy Bountiful™ Credit Card subject to Chase's 5/24 rule?

Yes, the Marriott Bonvoy Bountiful™ Credit Card is subject to Chase's 5/24 rule. This means you generally won't be approved if you've opened 5 or more personal credit cards from any issuer in the last 24 months.

What credit score is needed for the Marriott Bonvoy Bountiful™ Credit Card?

While there's no official minimum, applicants typically need a good to excellent credit score (generally 670+) to be approved for the Marriott Bonvoy Bountiful™ Credit Card.

Can I get the Marriott Bonvoy Bountiful™ Credit Card bonus twice?

No, you cannot get the bonus for the Marriott Bonvoy Bountiful™ Credit Card twice. The bonus is not available if you have received a new cardmember bonus or upgrade bonus for this card or specific AmEx Marriott cards within the last 24 months, or if you currently hold or recently held certain Marriott cards.

What is the annual fee for the Marriott Bonvoy Bountiful™ Credit Card?

The Marriott Bonvoy Bountiful™ Credit Card has an annual fee of $250.

How much do I need to spend to earn the Marriott Bonvoy Bountiful™ welcome bonus?

You need to spend $4,000 on eligible purchases within the first 90 days of account opening to earn the 85,000 Marriott points welcome bonus.

What are the specific Marriott card restrictions for the Bonvoy Bountiful bonus?

The bonus is not available if you currently have or recently had (within 30/90 days) or received a bonus for (within 24 months) specific AmEx Marriott Bonvoy cards, including the AmEx Marriott Bonvoy, AmEx Marriott Bonvoy Business, AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant.

Marriott Bonvoy Bountiful™ Credit Card: 85K Points Bonus

The Marriott Bonvoy Bountiful™ Credit Card offers a welcome bonus of 85,000 Marriott points, valued at approximately $600, after spending $4,000 in the first 90 days. This card is worth considering for Marriott loyalists seeking a substantial points boost, but be aware of its $250 annual fee and strict eligibility rules. Applicants must navigate Chase's 5/24 policy and specific restrictions regarding past Marriott card bonuses from both Chase and AmEx. This offer, as of June 2026, presents a solid opportunity for those who qualify and can leverage Marriott points effectively.

The Marriott Bonvoy Bountiful™ Credit Card, issued by Chase, is designed for travelers loyal to the Marriott brand, offering a significant welcome bonus for new cardmembers. This page details the current offer and crucial eligibility requirements to help you decide if it's the right card for your churning strategy.

Offers mentioned are accurate as of June 2026 and are subject to change.

Current Welcome Bonus & Value

New cardmembers can earn 85,000 Marriott points after meeting the minimum spending requirement. Based on current valuations, these points are estimated to be worth approximately $600.

Minimum Spend to Earn It

To qualify for the welcome bonus, you must spend $4,000 on eligible purchases within the first 90 days of account opening.

Who's Eligible?

Earning the Marriott Bonvoy Bountiful™ Credit Card bonus involves navigating several key application rules:

Chase 5/24 Rule: Chase will generally not approve you for this card if you have opened 5 or more personal credit cards (from any issuer) in the last 24 months.
Marriott Bonus Eligibility: This product is available to you if you do not currently have this card. The bonus is not available if you:
- Currently have or had any of the following cards within the last 30 days: AmEx Marriott Bonvoy, AmEx Marriott Bonvoy Business, AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant.
- Applied and were approved for any of the following cards within the last 90 days: AmEx Marriott Bonvoy, AmEx Marriott Bonvoy Business, AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant.
- Received a new cardmember bonus or upgrade bonus for any of the following cards within the last 24 months: AmEx Marriott Bonvoy, AmEx Marriott Bonvoy Business, AmEx Marriott Bonvoy Bevy, or AmEx Marriott Bonvoy Brilliant.
Credit Score: While not explicitly stated, Chase typically requires applicants to have a good to excellent credit score (generally 670+) for approval on premium travel cards.

Is It Worth It? (Pros/Cons)

Pros

Substantial Welcome Bonus: The 85,000 Marriott points can provide significant value for hotel stays, potentially covering multiple nights depending on the redemption.
High Estimated Value: With an estimated value of $600, the bonus alone can offset the annual fee for several years.

Cons

Annual Fee: The card carries a $250 annual fee, which must be factored into the overall value proposition.
Complex Eligibility Rules: The specific restrictions regarding other Marriott cards, particularly those issued by AmEx, can make eligibility tricky for experienced churners.
Chase 5/24: This rule is a significant hurdle for many applicants, requiring careful planning of credit card applications.

For Marriott loyalists who can meet the spend and navigate the eligibility rules, the bonus offers a strong incentive. However, ensure the value you derive from the points outweighs the annual fee and the effort required to qualify.

How to Apply

To apply for the Marriott Bonvoy Bountiful™ Credit Card, visit the official Chase website or a secure application link from a trusted financial resource. Ensure you review all terms and conditions before submitting your application.

Alternatives

If the Marriott Bonvoy Bountiful™ Credit Card isn't the right fit, consider these related cards:

Marriott Bonvoy Boundless® Credit Card
Marriott Bonvoy Bold® Credit Card
IHG Premier
IHG One Rewards Premier Credit Card
IHG One Rewards Traveler Credit Card
Iberia Visa Signature® Card

Offers change frequently and may not be available to all applicants. Information is provided for research; verify terms on the issuer's site before applying. Chuuurning may not be compensated by issuers.

Marriott Bonvoy Bountiful™ Credit Card — 85,000 points bonus