Blue Cash Everyday vs Blue Cash Preferred Card
Side-by-side on what matters: welcome bonus, real value, spend requirement, annual fee, and eligibility. Then check which one you can actually get.
| Blue Cash Everyday American Express | Blue Cash Preferred Card American Express | |
|---|---|---|
| Sign-up bonus | $200 cash back | $350 cash back |
| Estimated value | $350 | $255 |
| Minimum spend | $2,000 / 6 months | $3,000 / 6 months |
| Annual fee | None | $95 |
| Credit needed | excellent | good |
| Foreign transaction fee | None | — |
Bottom line
On raw welcome-bonus value, Blue Cash Everyday is currently ahead (~$350 vs $255). But the “better” card depends on the annual fee you'll pay, the spend you can hit, and — most importantly — which one you can be approved for.
The biggest mistake is applying for a card you can't get. Run both through the eligibility checker (it applies Chase 5/24, Amex once-per-lifetime, and more), and if Chase is involved, confirm your 5/24 status first.
Values are conservative estimates net of the first-year annual fee and change frequently. See our methodology. Verify terms on the issuer's site.