Sapphire Preferred vs Capital One Venture Rewards
Side-by-side on what matters: welcome bonus, real value, spend requirement, annual fee, and eligibility. Then check which one you can actually get.
| Sapphire Preferred Chase | Capital One Venture Rewards Capital One | |
|---|---|---|
| Sign-up bonus | 100,000 points | 100,000 miles |
| Estimated value | $905 | $1,205 |
| Minimum spend | $5,000 / 3 months | $4,000 / 3 months |
| Annual fee | $95 | $95 |
| Credit needed | excellent | good |
| Foreign transaction fee | None | None |
Bottom line
On raw welcome-bonus value, Capital One Venture Rewards is currently ahead (~$1,205 vs $905). But the “better” card depends on the annual fee you'll pay, the spend you can hit, and — most importantly — which one you can be approved for.
The biggest mistake is applying for a card you can't get. Run both through the eligibility checker (it applies Chase 5/24, Amex once-per-lifetime, and more), and if Chase is involved, confirm your 5/24 status first.
Values are conservative estimates net of the first-year annual fee and change frequently. See our methodology. Verify terms on the issuer's site.